Blue Cross of Idaho Healthy Smiles Preventive

Plan Type:PPO
Premium:From $35.62/mo
Deductible:$0.00
Coinsurance:$20.00
Max Benefit:No Annual Maximum
A&M Best Rating:NR-5
Plan Brochure:
Premiums are samples from the state capitol for a man that does not use tobacco. You must Get a Quote with your information to receive an accurate monthly rate.
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Blue Cross of Idaho Healthy Smiles Preferred is a dental insurance plan (PPO) that's available to all residents of Idaho. With a monthly cost starting at $35.62, this plan has all of the benefits you'd expect. You can terminate this policy at any time (you're not locked in).

Be aware that the Federal Government does not provide protection for oral health care as part of Medicare, Medicaid or Obamacare benefits. Companies offering dental insurance are financial institutions. Be sure to compare scores when making your decision. Blue Cross of Idaho has an "NR-5" rating from A.M. Best Company, a credit rating organization dedicated to the insurance industry.

Blue Cross of Idaho Healthy Smiles Preferred Benefits

Dental Plan Type:PPO
Co-insurance:$20.00
Annual Deductible:$50.00
Max Benefit:$1,000.00
Office Visits:$20 Copayment per visit.
$50 deductible out-of-network.
No waiting period
Cleanings:No Charge after $20 copayment per visit in-network.
No Charge after $50 deductible out-of-network.
No waiting period
Topical Fluoride:No Charge after $20 copayment per visit in-network. No Charge after $50 deductible out-of-network. No waiting period
Sealant:20% after $50 deductible in-network.
50% after $50 deductible out-of-network.
6 months waiting period
Fillings & Restorative Dentistry:20% after $50 deductible in-network.
50% after $50 deductible out-of-network.
6 months waiting period
X-Rays:No Charge after $20 copayment per visit in-network. No Charge after $50 deductible out-of-network. No waiting period
Oral Surgery:20% after $50 deductible in-network.
50% after $50 deductible out-of-network.
6 months waiting period
Tooth Extractions:20% after $50 deductible in-network. 50% after $50 deductible out-of-network. 6 months waiting period
Crowns:50% after $50 deductible
12 months waiting period
Root Canals:50% after $50 deductible
12 months waiting period
Periodontics:50% after $50 deductible
12 months waiting period
Dentures:50% after $50 deductible
12 months waiting period
Bridges:50% after $50 deductible
12 months waiting period
Endodontics:50% after $50 deductible
12 months waiting period

Dental Benefits Summary: Blue Cross of Idaho Healthy Smiles Preferred, Idaho

Dental HMO, PPO, Indemnity, Network and Discount plans have many differences. If this is your first time purchasing dental insurance as a senior we recommend reading our Dental Insurance Plan information guide. Get the facts before purchasing a plan by Blue Cross of Idaho or any other carrier.

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For a complete list of coverage information, download the Blue Cross of Idaho Healthy Smiles Preferred Benefits document.